Motorsport & ATV Insurance

Motorsport & ATV

Motorsport & ATV Insurance

Coverage for your ATV, dirt bike, golf cart, snowmobile, and more.

Indiana offers a wealth of outdoor activities, from trail exploration and golfing to simply enjoying the natural beauty of the great outdoors. At Paul Branham Agency, we understand that your focus should be on enjoying these activities, not worrying about insurance coverage.

We specialize in providing specialized insurance coverage tailored to a variety of outdoor pursuits. Whether you’re an avid hiker, golfer, or outdoor enthusiast, our team can help you secure the coverage that aligns perfectly with your lifestyle. This way, you can engage in your favorite activities with peace of mind, knowing you’re fully protected.

Connect with Paul Branham Agency today to explore insurance options that let you make the most of Indiana’s outdoor adventures, without the worry.

Request a free online quote or call us at 1-812-327-0690 to get started

Do You Need Motorsport Insurance?

Owning a specialized vehicle like an ATV, snowmobile, or dirt bike in Indiana brings a unique set of insurance needs. Standard auto or home insurance policies typically don’t cover these vehicles, especially when used off your property. Moreover, many public parks in Indiana require riders of specialty vehicles to have appropriate insurance.

How Much Does Motorsport Coverage Cost?

The cost of insuring your specialty vehicle can vary based on several factors. Here’s how you can manage your insurance rates:

  • Safety First: A clean driving record can lead to lower insurance rates. Violations or previous claims can increase your premiums.
  • Vehicle Choice: The model and type of your off-road vehicle can impact insurance costs. More aggressive models, like certain ATVs or dirt bikes, may be more expensive to insure.
  • Insure Multiple Vehicles: Many insurance carriers offer discounts if you insure more than one specialty vehicle on a single policy.


Common Types of Coverage

Common Types of Motorsport Coverage Each policy is unique, but typical ATV, snowmobile, dirt bike, and other off-road vehicle insurance policies include:

  • Collision Coverage: Covers damage to your vehicle in collisions.
  • Property Damage Liability: Protects against damage you cause to others’ property and can include legal defense.
  • Bodily Injury Liability: Covers certain damages if you injure or kill someone while operating your vehicle, potentially providing legal defense.
  • Comprehensive Physical Damage: Covers losses from non-collision incidents, such as fire, theft, or vandalism.

At Paul Branham Agency, we specialize in crafting the right motorsport insurance policies for your adventurous lifestyle in Indiana. Contact us today to find comprehensive, cost-effective coverage tailored to your unique needs, ensuring you can enjoy your outdoor pursuits with confidence and peace of mind.