Umbrella Insurance


Personal Umbrella Liability Insurance

It's an essential step for comprehensive peace of mind.

Request a free online quote or call us at 1-812-327-0690 to get started

INDIANA – Assessing the Value of Peace of Mind with Umbrella Insurance

In Indiana, an umbrella policy is more than just an insurance plan; it’s a key element in your overall peace of mind. Paul Branham Agency offers umbrella insurance policies that provide extra layers of liability protection. When the limits of your standard home, auto, or other policies are reached, umbrella insurance steps in with additional coverage. The cost is minimal, especially when weighed against the security of knowing you have ample protection.

INDIANAPOLIS – Evaluating Your Liability Insurance Needs

Consider the unexpected – incidents like your dog biting a neighbor’s child, an accident on your rental property, or a fire in your condo affecting neighboring units. In such situations, standard liability limits might not suffice to protect your assets or future earnings. Paul Branham Agency can help you assess if your current coverage is enough and provide solutions to ensure you’re fully protected.

Where Standard Liability Ends, Umbrella Insurance Begins

An umbrella policy from Paul Branham Agency activates when your existing policy limits are exhausted, offering an additional protection layer of at least $1,000,000, with higher limits available. Our team can work with you to determine the coverage amount that best suits your individual needs.

Expansive Coverage for You and Your Family

Our umbrella insurance policies go beyond the scope of typical home or auto insurance. They offer broad coverage, extending to claims not covered by your underlying policies. This coverage isn’t just for you; it includes your spouse and all family members living in your household, anywhere in the world. Additionally, legal defense fees are covered under the policy.